Savings
Savings programs with added benefits
Putting money aside in a savings account can be difficult. That’s why INOVA FCU wants to give you every opportunity to save for your future needs with a savings program that works for you! And, all of our savings accounts give you these added benefits:
- Your combined accounts are insured to at least $250,000 through the National Credit Union Share Insurance Fund (NCUSIF). IRA accounts are insured for an additional $250,000 through the NCUSIF.
- FREE electronic bill pay (E-Pay)
- FREE Home Banking
- FREE E-Statements
- 24-hour access to your account through Tellerphone and Home Banking
- ATM access through any INOVA ATM, Alliance One, or CO-OP Network ATM.
- Direct deposit/payroll deduction
Choose from a variety of savings programs designed to meet your needs:
- Membership Savings Account
- Special Savings Account
- Health Savings Account (HSA)
- Christmas Club Account
- Financial Management Account
- Money Market Account
- Share Certificates
- IRA Share Savings
- IRA Share Certificates
- B2 Financial Services
Rates
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Rates effective
05/11/2010
and are subject to change without notice
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| Savings Service | Dividend Rate | APY* (Ranges) |
| Membership | 0.01% | 0.01% |
| Special | 0.01% | 0.01% |
| Club G | 0.01% | 0.01% |
| Christmas Club | 0.10% | 0.10% |
| Money Market | 0.10% | 0.10% |
| IRA Money Market | 0.10% | 0.10% |
Deposits federally insured to at least $250,000 by NCUA.
*Annual Percentage Yield
Rates may vary and fees may reduce earnings
Financial Management Accounts
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| Balance | Dividend Rate | APY* Ranges |
| $0.00-$10,000 | 0.05% | 0.05% |
| $10,000.01-$25,000 | 0.15% | 0.15% |
| $25,000.01-$50,000 | 0.20% | 0.20% |
| $50,000.01-$100,000 | 0.40% | 0.40% |
| $100,000.01 and more | 0.75% | 0.75% |
Deposits federally insured to at least $250,000 by NCUA.
*Annual Percentage Yield
Rates may vary and fees may reduce earnings
